Get with the program
The More House 4 Less Maryland Mortgage Program, that is.
CDA has added more loan products, offering a range of interest rates and loan terms giving its borrowers more flexibility. And, CDA has gone conventional. With private mortgage insurance now available, borrowers have more buying power.
Finance your home with our below market mortgage interest rates. CDA rates are fixed, so there'll be no surprises during the term of your loan.
CDA has flexible loans to fit your needs. There are a variety of factors to weigh when financing your new home-your cash flow, your monthly mortgage payment, how long you plan to live in the house.
Choose the loan that's right for you:
Interest-Only Loans
(Click here for additional information on our Interest-Only loans)
The home of your dreams
With a CDA mortgage loan, you can buy the home of your dreams. It takes all types, what's yours?
- Existing homes; new construction (if in a Priority Funding Area)
- Townhouses; detached or semi-detached homes; condominium units; modular or manufactured homes with the State seal of approval for code compliance
- Investment property not eligible
- Home must be occupied as principal residence
Our insurers
Government Mortgage Insurer/Guarantor:
- Federal Housing Administration (FHA) insurance
- Veterans Administration (VA)
- Rural Housing Services (RHS) guaranty
- Maryland Housing Fund (30 and 40 year mortgages)
Private Mortgage Insurers:
- Genworth Financial (GE)
- Mortgage Guaranty Insurance Corporation (MGIC)
- Radian Guaranty, Inc. (RGI)
- Republic Mortgage Insurance Company (RMIC)
- PMI Mortgage Insurance Company (PMI)
- Triad Guaranty Insurance Corporation (TGIC)
- United Guaranty Residential Insurance Company (UGRIC)